Thanks for the links! Yes, I have long been disappointed watching it all go to hell while the evil-doers who are insured in our Federal Government continue to do nothing while trying to repeal Obamacare. It's a crime against humanity. Other countries feel sorry for us. What drives me bananas is when I was younger and had a good job with health benefits, I was clueless. And I'm pretty sure a huge chunk of employed, younger people are just as clueless. They aren't even aware that they believe 'having a job" is the fix. Easy to say when you can get a job....