Vacations are expensive, even if you aren't retired. One of the problems with our retirement construct in the US is that the goal is to "travel." Travelling, whether it's overseas or at home, eats up big bucks. It's a lifestyle for weathly people, and even if you've scrimped and saved to afford to live daily life, frequent peak experiences are out of reach for many. Yet the lie that's been sold it retirement is one big party.